Author Andrew Mirams - Page 28 of 39

Falling days on market means preparation is key

August 23, 2017

The Sunshine Coast property market has seen activity ramp up over the past two to three years – and its growing popularity looks set to continue for some time yet. A number of measures illustrate how well Sunshine Coast property…

10 lending tips to secure finance today

August 18, 2017

Andrew Mirams

Home buying & selling, Investing

3

It almost seems that every day brings with it new lending policies, doesn’t it? Interest rates are changed for investors and interest-only lenders, while loan to value ratios seems to be more fluid than a retreating tide. While it can…

How to get a business loan

August 9, 2017

Andrew Mirams

Commercial

3

Today’s work environment is much different than in years gone by – and it’s mainly due to technology. Not only are there new occupations being created almost daily, our global society means that it’s easier to connect with millions of…

A beginner’s guide to buying off the plan

August 8, 2017

Andrew Mirams

Home buying & selling

No Comments

We all know that Sydney has stolen all the property headlines over recent years, but there has been another big news story happening at the same time. What is it? It’s buying off the plan – and buying new units…

How to navigate today’s complex lending landscape

August 4, 2017

Andrew Mirams

Home buying & selling, Investing

No Comments

The lending landscape is changing rapidly. In fact, it’s the most complex that I’ve seen in my many decades in the sector. Banks seem to be shifting the goalposts constantly, which can mean increased rates for certain types of new…

Why happiness is more than just a state of mind

August 2, 2017

Andrew Mirams

Lifestyle

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Happiness can be elusive, and it can be fleeting. But happiness is a feeling that we all enjoy and usually want to repeat as often as possible. Some people are naturally happier than others because they tend to have a…

7 money lessons in 7 minutes

July 29, 2017

Andrew Mirams

Investing, Lifestyle

No Comments

It’s an unfortunate fact of life that many people are terrible with money. Sometimes it’s not really our “fault” because we’ve just learned bad money lessons from our parents, which we’ve unhelpfully carried through into adulthood. Other times, it’s because…

Interest only lending – the good, the bad and the ugly (part one)

July 26, 2017

Andrew Mirams

Investing

2

Interest-only lending in the headlines a lot lately, isn’t it? As I’ve written and spoken about before that’s because of a clampdown on this type of lending by APRA. This has meant that lenders are reducing their ratios of interest-only…

Get the best price – How to negotiate when buying a house

July 22, 2017

Andrew Mirams

Home buying & selling, Investing

No Comments

Once you’ve identified a property that suits your purposes as either a home or an investment, the hardest part can be negotiating successfully to buy it. The thing is negotiation is a skill that needs to be learned and buyers…

Commercial loans – what are they and how do they work?

July 15, 2017

Andrew Mirams

Commercial

4

Not all home loans are created equally and they’re created for different types of investments as well. And depending on whether you’re a novice or an advanced investor, your loan needs will vary because your strategy will be different, too.…