Andrew Mirams, Founder & Mortgage Broker

Melbourne’s East, South East and Surrounding Areas

Clear and strategic lending support for investors, professionals, and business owners ready to make their next move.

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    • I started the business 23 years ago to give Australians more choice — in their mortgages, their finance options, and what they can do. Whether it’s a first home buyer, a self-employed client, or someone investing through their SMSF, helping people get into the market or further invest is what I’m most proud of. And it’s what I’m really passionate about.

    Andrew

    Ways I Can Help You Move Forward

    Property Investors

    Whether it’s your first or fifth property, I’ll help structure your loans with a long-term view, so you can grow your portfolio with confidence.

    Property Upsizers

    If it’s time for a new chapter, I’ll help you unlock your equity and plan the move with confidence.

    SMSF Lending

    Buying through your super can be complex. I’ll guide you through it with clarity and the right strategy.

    Finance for
    Professionals & Expats

    Unique circumstances call for the right strategy. I offer tailored lending with clear advice and efficient execution.

    What You Can Expect When
    We Connect

    When you book a consult with me, expect a straightforward, professional conversation that’s focused on you. Whether you’re building a portfolio, upsizing, or exploring SMSF options, I’ll walk you through what matters so you can make clear, informed decisions.

    We chat about your goals

    We’ll start with a conversation about your goals — what you’re working towards and what’s important to you.

    I explain your options

    I’ll explain what’s available, how it works, and what could suit your situation.

    You walk away with clarity

    You’ll leave knowing where you stand and what your next steps could be. It’s a straightforward chat with no pressure and no strings attached.

    The Right Advice Starts Right Here

    When finance feels overwhelming, experience matters. With over 3 decades of experience, I’ve helped thousands of Australians move forward — whether that’s buying a home, building a portfolio or investing through their SMSF. I’ll help you understand what’s possible and find a solution that fits you and your goals.

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    Real Stories from Clients

    Lara

    We loved the fact that Andrew was able to speak to us in layman’s terms. He didn’t bombard us with confusing bank terms or scenarios. It was all easily understandable and we were comfortable we had made the right decision based on Andrew’s expertise and professionalism. Thank you for making such a big overwhelming decision so easy for us.

    Chris & Anne

    Andrew and the team at Intuitive Finance helped us with our first investment property.  They made the process of obtaining finance as simple as it could possibly be and couldn’t have been more helpful!  We hope to invest in the future and won’t hesitate to call upon Andrew. We would like to make particular note of Nicki who guided us through every step of the process and who made a daunting task seem so simple and easy. Thanks

    How Andrew Helped Ken Restructure His Business & Property Loans

    Ken was referred to Andrew by his accountant to help restructure finance across both residential and commercial properties. Andrew secured a better rate and a smarter mix of facilities, which helped Ken save thousands of dollars each year.

    Ready to start your own journey?

    Book a free consultation and see how I can help you move forward.

    Book Now

    Frequently Asked Questions

    Most of my clients are self-employed, professionals, or property investors. Many have more complex lending needs, whether that’s buying through an SMSF, growing a portfolio, or juggling business and personal finance. I’ve spent years helping clients like these get the right strategy in place.

    The first question is almost always “How much can I borrow?” After that, it’s usually about loan features, like offset accounts, and what kind of rate they can expect.

    That’s completely fine. You don’t need to have everything sorted. The first meeting is simply a conversation about where you’re at and what you want to achieve. I’ll guide you through what’s possible and what comes next.

    I take the time to understand your story — where you’re coming from and where you want to go. Then I help you structure things the right way so you can move forward with confidence.

    A straightforward, honest chat about your goals and what’s possible. I’ll walk you through your options and next steps so you know exactly where you stand.

    No pressure at all. It’s simply a chance to get clarity. You’ll leave knowing where you stand and what your options are.

    I don’t work for one lender. I look at your full picture, then build a strategy that suits your needs. The advice is tailored to you, and not the bank’s product list. 

    Simplifying Your Financing Journey.

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