Investing

Before he was the prime minister, Scott Morrison was the boss of Tourism Australia and helped coin the iconic phrase, “Where the bloody hell are you?” Yes, that cheesy TV ad that made Lara Bingle a star was the brainchild…

The basics of a commercial property loan

October 15, 2019

Commercial property investment can be a lucrative endeavour, with long-term tenants paying solid rents and delivering a big, often double-digit, yield. When it’s good, it’s a great vehicle for your money that delivers long-term cash flow and the potential for capital…

Why negative interest rates would be bad for Australia

October 14, 2019

Imagine being paid by your bank to take out a mortgage for your next home purchase? It sounds like a pretty laughable scenario – pie in the sky sort of stuff that would never eventuate. Except it has in Denmark,…

What’s changed in our lending markets?

October 8, 2019

New research has claimed looser bank lending is the key driver of the house price rebound in Melbourne and Sydney – not the Coalition’s surprise election win. In an article published on its blog, non-partisan think tank the Grattan Institute…

Record low rates – what should you do?

October 4, 2019

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Australia is now in a situation where anything can happen when it comes to interest rates. The Reserve Bank shaved another 25 basis points off the official cash rate on Tuesday, lowering it to a record low 0.75 per cent.…

The dos and don’ts of successful investors

September 30, 2019

Michael Yardney

Investing, Lifestyle

Real estate investing used to be a rather niche industry, confined to the few Australians who had significant reserves of cash and a genuine interest in the property market. These days, you could be forgiven for thinking that everyone is a real…

Can I get a home or investment loan?

September 25, 2019

Home buying & selling, Investing

It’s one of the first things we always get asked, “Can I get a loan?” or “I’ve heard it’s impossible to get money from the banks” etc. etc. Well, thanks to our media outlets that falsely report and misrepresent the…

What is a good credit score?

September 18, 2019

Investing, Uncategorized

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Some of the most common questions I get asked from clients relate to their Equifax score, or their credit rating. Equifax is Australia’s largest credit reporting agency and allocates you with a number that is essentially a summary of your…

The stages of a construction project: completion and realisation

September 10, 2019

Home buying & selling, Investing