Author Archive

housing finance

Housing finance: owner-occupiers make hay while the investors stay away

APRA’s crackdown on risky lending practices have made a further impact on the market, according to the ABS housing finance data released today. The ABS data shows there was a 1.4 per cent drop in investor lending in May and...
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Admin Ajax

11 positive things about getting old that no one tells you about

Over the years I’ve realised that life is journey of  lessons and experiences containing successes and mistakes. And there’s lot’s of great things about getting older that no-one tells you about when you’re young Lifehack offers this list of 11...
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Admin Ajax

Consumer confidence is another reason our property markets are going to slow down

Australians are becoming a little less confident about their financial futures. This has not been helped by all the talk about housing affordability (or lack thereof),  the media’s negative talk about the Melbourne and Sydney property markets and all the...
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2345

Lower interest rates reducing mortgage stress

Despite some concern regarding the future of the property market – mortgage holders appear to be breathing a little easier. New results from Roy Morgan’s mortgage stress data show that in the three months to April 2017, 16.8% or 666,000 mortgage holders can...
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home loan

3 ways to pay off your home loan sooner

At some stage in our lives most of us will experience the various highs and lows that go hand in hand with home ownership. Undeniably today the biggest pressure associated with realising the dream of having a place to call...
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Debt

5 reasons why you’ll forever be in debt

The thing about getting into debt is that anyone can do it! The hard part, of course, is getting out of debt. In fact, many people struggle with even admitting they’re in debt in the first place and bounce from...
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hour-glass-property-investment

When it comes to property you should “Hurry Up and Wait”

There is an old army expression that cautions us to “Hurry up and Wait”, meaning be prepared to leap into action at the drop of a hat, whilst exercising patience just sitting around and waiting for that moment to come....
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coins-1523383_1920-1

17 good finance habits you should adopt

If you’re anything like the rest of adult population, you’ve at some point made a promise to yourself to get the finances in order. That’s a great start, but unless you do things differently to what you’ve done up till now,...
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Australia Demographics

Australia’s latest demographic stats

Demographics drives our property markets. In fact over the long term, demographics is more important to what happens to property than short term influences like interest rates or consumer confidence. So let’s look at some of the latest ABS demographic data,...
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Your Investment Property

Avoid your primal urges as an investor

Our instincts helped get us out of caves and into centrally heated homes – but can they help us become better traders?  Imagine you are one of our primitive ancestors. The world is a frightening place. Virtually everything is bigger,...
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